Fixing the healtcare system is much easier than our elected officials are  leading us to believe, and it does not cost one dime.

Fixing our healthcare system starts with us participants eating better food, getting more exercise and being a little more educated about our bodies and how they function.  If  we took better care of ourselves, the nation would save billions in avoidable healthcare expenses annually.  How much would the nation save if we all just washed our hands regularly?  Bad habits, lack of discipline in basic hygene is costing America billions of dollars in avoidable healthcare expenses.

How much of our healthcare is going for recreational injuries?  How many billions of dollars are expended on avoidable recreational injuries?  People not wearing the proper safety equipment, excessive risk taking (thrill seeking), alcohol induced accidents.  Yep, won't dwell  here  long.

America needs to come to grips with death.  Something like  90 percent  of  our entire lives medical  expenses occur in the last six months of our life.  We need to do a better  job in our cost-benefit analysis when allocating medical expenses in the final stages of life.

The single largest problem with America's healthcare system is us the users and our inability to be accountable for our own actions.   Our health reflects and holds us accountable for our actions, inactions, and choices in life.  We control how healthy we are by the choices we make.   Make better choices, spend less time and money on healthcare, pretty simple.

There are structural problems with the healthcare system and they created mostly to protect the revenue streams of various service providers.  The botched and fractured regulatory system creates preverse incentives of service providers to game system after system.  The interaction between the legal and regulatory system with the health system is also broken.  It is too difficult for victims of mistake or malfisence to recover additional costs and lost  income; poor service providers are not removed in a timely fashion. 

• Why do we pay billions of dollars to insurance companies to deny services to customers and delay payment to service providers?
• Why do we still allow private associations control who can be a service providers?

America's excessive expenditures on healthcare as a percentage of GDP reflects the poor choices we make regarding our health personally and the preverse incentives we have created to avoid our responsibilty in our own health. 

If we would eat better, exercise a little more and make better choices recreating, America's healthcare costs would plummet and investing in that sector would be a very poor choice.   Investing in healthcare is derivitive investing in sin stocks.